Bitte wählen Sie ihr Lieferland und ihre Kundengruppe
The HMDA National Aggregate Reports are prepared annually by the FFIEC on behalf of institutions reporting HMDA data. They are facsimile reports of HMDA data in table format. Depending on the reported data, there can be up to 33 tables, showing the number and dollar amount of lending, cross-tabulated by loan, applicant, and geographic characteristics. The number of loans and dollar values in some of the tables are too large to fully appear in the provided space. In these cases, scientific notation is used to present the data. For instance, if a value is shown as 2.045E7, this is equivalent to 20,450,000. The reports' data cannot be manipulated nor can the user add additional fields of reported HMDA data to customize specific reports. In addition, individual institution's data cannot be identified in the National Aggregage Report. For years 1997-1999, Table 3 was expanded to two pages in order to show the full values of the number of loans sold and the corresponding dollar amount to those sold loans. The Table 3 data were placed on a separate tape (one tape per year). In addition, Table 3 with the scientific notations remained on the 'universe' tapes for 1997-1999. The HMDA National Aggregate Reports are most often used for analyzing HMDA data. Financial institutions and government agencies more commonly use the software to perform market trend analysis and monitor lending patterns.